💰 Financial Risk Index by Country — World Ranking

Score 0–100, higher = lower financial risk. Computed from sovereign credit ratings (S&P, Moody’s, Fitch), IMF and World Bank macroeconomic indicators: inflation, public debt-to-GDP, current account balance, currency stability and banking sector soundness.

The Financial Risk Index shows how stable a country’s economy and currency are — critical for expats, retirees abroad, digital nomads and businesses. Top-ranked countries like Switzerland, Singapore and Norway offer hard-currency stability, low inflation and robust banking supervision. At the other end, high inflation, capital controls or default risk can erode savings and complicate money transfers. Practical takeaway: in high-risk destinations, keep primary accounts in stable jurisdictions, use multi-currency cards and monitor transfer limits. Each row links to the full country profile with an overall risk assessment.

Data as of: 2026-08-26 · → Crime Index · → Health Risk Index · → Climate Risk Index · → Safest Countries 2026

#	Country	Region	Stability Score	Risk Level
1	Timor-Leste	Asia	99	Very Low Risk
2	Liechtenstein	Europe	98	Very Low Risk
3	Brunei	Asia	96	Very Low Risk
4	Afghanistan	Asia	95	Very Low Risk
5	Djibouti	Africa	95	Very Low Risk
6	United Arab Emirates	Asia	94	Very Low Risk
7	Switzerland	Europe	94	Very Low Risk
8	Denmark	Europe	94	Very Low Risk
9	Macao SAR China	Asia	94	Very Low Risk
10	Mauritania	Africa	94	Very Low Risk
11	Qatar	Asia	94	Very Low Risk
12	Sweden	Europe	94	Very Low Risk
13	Vanuatu	Oceania	94	Very Low Risk
14	Hong Kong SAR China	Asia	93	Very Low Risk
15	Nauru	Oceania	92	Very Low Risk
16	Luxembourg	Europe	91	Very Low Risk
17	Cayman Islands	Caribbean	90	Very Low Risk
18	Grenada	Americas	90	Very Low Risk
19	Guyana	Americas	90	Very Low Risk
20	Kuwait	Asia	90	Very Low Risk
21	Palau	Oceania	90	Very Low Risk
22	Algeria	Africa	89	Very Low Risk
23	Ireland	Europe	88	Very Low Risk
24	Saudi Arabia	Asia	88	Very Low Risk
25	Solomon Islands	Oceania	88	Very Low Risk
26	Antigua & Barbuda	Americas	87	Very Low Risk
27	Central African Republic	Africa	87	Very Low Risk
28	Germany	Europe	87	Very Low Risk
29	Finland	Europe	87	Very Low Risk
30	Micronesia	Oceania	87	Very Low Risk
31	Samoa	Oceania	87	Very Low Risk
32	Kiribati	Oceania	86	Very Low Risk
33	Norway	Europe	86	Very Low Risk
34	Australia	Oceania	85	Very Low Risk
35	Niger	Africa	85	Very Low Risk
36	Peru	Americas	85	Very Low Risk
37	Cyprus	Asia	84	Very Low Risk
38	South Korea	Asia	84	Very Low Risk
39	New Zealand	Oceania	84	Very Low Risk
40	China	Asia	83	Very Low Risk
41	Equatorial Guinea	Africa	83	Very Low Risk
42	Guatemala	Americas	83	Very Low Risk
43	Indonesia	Asia	83	Very Low Risk
44	Czechia	Europe	82	Very Low Risk
45	Guinea-Bissau	Africa	82	Very Low Risk
46	St. Kitts & Nevis	Caribbean	82	Very Low Risk
47	Tonga	Oceania	82	Very Low Risk
48	Austria	Europe	81	Very Low Risk
49	Estonia	Europe	81	Very Low Risk
50	St. Lucia	Americas	81	Very Low Risk
51	Philippines	Asia	81	Very Low Risk
52	Comoros	Africa	80	Very Low Risk
53	Malta	Europe	80	Very Low Risk
54	Malaysia	Asia	80	Very Low Risk
55	Slovenia	Europe	80	Very Low Risk
56	Thailand	Asia	80	Very Low Risk
57	Botswana	Africa	79	Low Risk
58	Canada	Americas	79	Low Risk
59	France	Europe	79	Low Risk
60	Panama	Americas	79	Low Risk
61	Iceland	Europe	78	Low Risk
62	Latvia	Europe	78	Low Risk
63	Netherlands	Europe	78	Low Risk
64	Oman	Asia	78	Low Risk
65	Trinidad & Tobago	Americas	78	Low Risk
66	Vietnam	Asia	78	Low Risk
67	Bhutan	Asia	77	Low Risk
68	Chile	Americas	77	Low Risk
69	Côte d’Ivoire	Africa	77	Low Risk
70	Belgium	Europe	76	Low Risk
71	Dominica	Caribbean	76	Low Risk
72	Morocco	Africa	76	Low Risk
73	Poland	Europe	76	Low Risk
74	Slovakia	Europe	76	Low Risk
75	Seychelles	Africa	76	Low Risk
76	United States	Americas	76	Low Risk
77	Aruba	Caribbean	75	Low Risk
78	Costa Rica	Americas	75	Low Risk
79	Bahamas	Americas	74	Low Risk
80	India	Asia	74	Low Risk
81	Portugal	Europe	74	Low Risk
82	Paraguay	Americas	74	Low Risk
83	Singapore	Asia	74	Low Risk
84	Bulgaria	Europe	73	Low Risk
85	Spain	Europe	73	Low Risk
86	United Kingdom	Europe	73	Low Risk
87	Honduras	Americas	73	Low Risk
88	Israel	Asia	73	Low Risk
89	Jordan	Asia	73	Low Risk
90	Myanmar (Burma)	Asia	73	Low Risk
91	Sierra Leone	Africa	73	Low Risk
92	Togo	Africa	73	Low Risk
93	Benin	Africa	72	Low Risk
94	Dominican Republic	Americas	72	Low Risk
95	Georgia	Asia	72	Low Risk
96	Iraq	Asia	72	Low Risk
97	San Marino	Europe	72	Low Risk
98	Chad	Africa	72	Low Risk
99	Uruguay	Americas	72	Low Risk
100	Armenia	Asia	71	Low Risk
101	Belize	Americas	71	Low Risk
102	Barbados	Americas	71	Low Risk
103	Cambodia	Asia	71	Low Risk
104	Mexico	Americas	71	Low Risk
105	Nepal	Asia	71	Low Risk
106	Albania	Europe	70	Low Risk
107	Azerbaijan	Asia	70	Low Risk
108	Ecuador	Americas	70	Low Risk
109	Gambia	Africa	70	Low Risk
110	Jamaica	Americas	70	Low Risk
111	Mauritius	Africa	70	Low Risk
112	Nicaragua	Americas	70	Low Risk
113	Serbia	Europe	70	Low Risk
114	Burkina Faso	Africa	69	Low Risk
115	Colombia	Americas	69	Low Risk
116	Italy	Europe	69	Low Risk
117	Liberia	Africa	69	Low Risk
118	Tanzania	Africa	69	Low Risk
119	Guinea	Africa	68	Low Risk
120	El Salvador	Americas	68	Low Risk
121	Fiji	Oceania	67	Low Risk
122	Croatia	Europe	67	Low Risk
123	Hungary	Europe	67	Low Risk
124	North Macedonia	Europe	67	Low Risk
125	Uganda	Africa	67	Low Risk
126	South Africa	Africa	67	Low Risk
127	Lithuania	Europe	66	Low Risk
128	Papua New Guinea	Oceania	66	Low Risk
129	Eswatini	Africa	66	Low Risk
130	Kazakhstan	Asia	65	Low Risk
131	Namibia	Africa	65	Low Risk
132	Romania	Europe	65	Low Risk
133	Rwanda	Africa	65	Low Risk
134	São Tomé & Príncipe	Africa	65	Low Risk
135	Tajikistan	Asia	65	Low Risk
136	Cameroon	Africa	64	Low Risk
137	Kenya	Africa	64	Low Risk
138	Kyrgyzstan	Asia	64	Low Risk
139	Libya	Africa	64	Low Risk
140	Madagascar	Africa	64	Low Risk
141	Montenegro	Europe	64	Low Risk
142	Bahrain	Asia	63	Low Risk
143	Bosnia & Herzegovina	Europe	63	Low Risk
144	Congo - Kinshasa	Africa	63	Low Risk
145	St. Vincent & Grenadines	Americas	63	Low Risk
146	Kosovo	Europe	63	Low Risk
147	Bangladesh	Asia	62	Low Risk
148	Brazil	Americas	62	Low Risk
149	Cape Verde	Africa	62	Low Risk
150	Greece	Europe	62	Low Risk
151	Lesotho	Africa	62	Low Risk
152	Senegal	Africa	62	Low Risk
153	Uzbekistan	Asia	62	Low Risk
154	Gabon	Africa	61	Low Risk
155	Mali	Africa	61	Low Risk
156	Mongolia	Asia	61	Low Risk
157	Japan	Asia	60	Low Risk
158	Moldova	Europe	60	Low Risk
159	Sri Lanka	Asia	59	Medium Risk
160	Iran	Asia	57	Medium Risk
161	Congo - Brazzaville	Africa	56	Medium Risk
162	Pakistan	Asia	56	Medium Risk
163	Maldives	Asia	55	Medium Risk
164	Tunisia	Africa	55	Medium Risk
165	Malawi	Africa	54	Medium Risk
166	Burundi	Africa	53	Medium Risk
167	Mozambique	Africa	52	Medium Risk
168	Laos	Asia	50	Medium Risk
169	Russia	Europe	50	Medium Risk
170	Syria	Asia	49	Medium Risk
171	Belarus	Europe	48	Medium Risk
172	Türkiye	Asia	48	Medium Risk
173	Ghana	Africa	47	Medium Risk
174	Haiti	Americas	47	Medium Risk
175	Yemen	Asia	45	Medium Risk
176	Ethiopia	Africa	44	Medium Risk
177	Nigeria	Africa	42	Medium Risk
178	Bolivia	Americas	41	Medium Risk
179	Angola	Africa	40	Medium Risk
180	Ukraine	Europe	40	Medium Risk
181	Zambia	Africa	39	High Risk
182	Suriname	Americas	37	High Risk
183	Egypt	Africa	36	High Risk
184	Zimbabwe	Africa	33	High Risk
185	Argentina	Americas	31	High Risk
186	Lebanon	Asia	25	High Risk
187	South Sudan	Africa	23	High Risk
188	Sudan	Africa	2	Very High Risk
189	Venezuela	Americas	0	Very High Risk

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