🌍 Worldwide Coverage · 200+ Countries

Travel Insurance Guide 2026

Compare the best worldwide travel insurance providers. From budget to premium — global coverage from $1/day. Medical, cancellation, adventure sports, and digital nomad coverage.

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Digital Nomad Insurance — Worldwide Coverage
Ab $45/Monat · Flexibel kündbar · 24/7 Support
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🧮 Travel Insurance Calculator

Estimate your travel insurance costs. Instant, no obligation.

1 day6 months1 year

Estimated Price

8.40 total

1.20/day

* Estimates only. Actual prices vary by provider, medical history, and specific policy terms.

Gratis Reiseversicherungs-Checkliste 2026

Laden Sie unsere kostenlose Checkliste herunter: 25 Punkte, die Ihre Versicherung abdecken MUSS. Exklusive Tipps von Versicherungsexperten.

Kein Spam. Max. 1x wöchentlich. DSGVO-konform.

🌍 Worldwide Travel Insurance Providers

Global coverage for travelers, digital nomads, and adventurers — available worldwide

WorldNomads

Adventure travelers & backpackers
4.5
Rating

Global travel insurance for adventurers. Covers 200+ countries, extreme sports, and digital nomads.

  • 200+ countries covered
  • Extreme sports & adventure coverage
  • Digital nomad friendly
  • 24/7 emergency assistance
From$1.50/day
Get a Quote →

SafetyWing

Digital nomads & remote workers
4.3
Rating

Health insurance for digital nomads and remote workers. Global coverage, monthly subscription.

  • Global coverage (incl. home country visits)
  • Monthly subscription — cancel anytime
  • Covers digital nomads & remote workers
  • No home country requirement
From$45/month
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VisitorsCoverage

Visitors to USA & Schengen visa
4.4
Rating

Marketplace for travel medical insurance. Compare plans from top providers worldwide.

  • Compare 30+ insurance plans
  • Visitors insurance for USA
  • Schengen visa insurance
  • Trip cancellation coverage
From$1/day
Get a Quote →

IMG Global

Expats & long-term travelers
4.2
Rating

International medical insurance. Long-term and short-term plans for travelers, expats, and students.

  • Short & long-term plans
  • Expat health insurance
  • Student health insurance
  • Missionary insurance
From$1.20/day
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Allianz Travel

Premium travelers & families
4.3
Rating

World-leading travel insurance. Comprehensive coverage for trips worldwide.

  • Trip cancellation & interruption
  • Emergency medical coverage
  • Baggage loss/delay coverage
  • AllRisk cancellation add-on
From€1.80/day
Get a Quote →

Heymondo

Tech-savvy travelers
4.3
Rating

Modern travel insurance with app-based claims. Global coverage, competitive pricing.

  • App-based 24/7 medical chat
  • Global coverage
  • Adventure sports coverage
  • Trip cancellation
From€0.90/day
Get a Quote →

🇪🇺 European Travel Insurance (DACH Region)

Top-rated providers for German-speaking travelers — comprehensive coverage

ProviderClaims RatingMedical LimitCancellationPriceBest ForLink
ERV92%Unlimited€10,000€1.50/dayBest OverallVisit →
HanseMerkur89%€1,000,000€5,000€1.20/dayBest ValueVisit →
ADAC88%€1,000,000€8,000€1.10/dayBest for FamiliesVisit →
Allianz87%€1,000,000€15,000€1.80/dayPremiumVisit →
CosmosDirect84%€500,000€3,000€0.80/dayBudget PickVisit →

ERVBest Overall

  • Unlimited medical
  • Pandemic coverage
  • Digital claims
  • 24/7 multilingual support
Get a Quote →

HanseMerkurBest Value

  • Great value
  • Annual multi-trip €65
  • Strong claims process
  • Europe-wide coverage
Get a Quote →

ADACBest for Families

  • Family policies (7 people)
  • Roadside assistance included
  • Worldwide repatriation
  • 90-day trip limit
Get a Quote →

AllianzPremium

  • AllRisk cancellation
  • Up to €15,000 cancellation
  • Highest baggage limits
  • Business travel coverage
Get a Quote →

CosmosDirectBudget Pick

  • Lowest price
  • No deductible on medical
  • Simple online process
  • Quick claims
Get a Quote →

Expert Tips for Choosing Travel Insurance

1. Minimum Medical Coverage: €1,000,000

Medical costs in the US can exceed $10,000/day. Always choose at least €1,000,000 in medical coverage. For US travel, unlimited is best.

2. Repatriation Is Non-Negotiable

Medical repatriation by air ambulance can cost €20,000-50,000. Ensure your policy includes unlimited repatriation.

3. Declare Pre-Existing Conditions

Withholding medical history gives insurers grounds to deny claims. Declare everything — it's cheaper than a denied €10,000 claim.

4. Check Activity Exclusions

Skiing, diving, and hiking above 2,000m are often excluded. Verify your planned activities are covered or add a rider.

5. Annual Policies Save Money (3+ Trips)

If you travel 3+ times per year, an annual multi-trip policy (from €65/year) is cheaper than individual policies.

Travel Safe. Travel Insured.

Get protected from €0.80/day. Compare providers and find your perfect policy.

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Digital Nomad Insurance — Worldwide Coverage

Ab $45/Monat · Flexibel kündbar · 24/7 Support

Jetzt abschließen →
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